SOLVENT

Awareness creates choice. Guilt and shame don’t.

Pattern interruption for better financial and time decisions.

Most budgeting apps assume the problem is information. It’s not. The problem is that looking at your money feels like an accusation — so you don’t look. Solvent is built on a different premise: change what the looking feels like, and the rest follows.

Always free — no credit card required

Solvent finance dashboard — cash on hand, total debt, investments, and net worth with recent transactions
Finance dashboard — money and time at a glance

WHAT IT DOES

Four surfaces, one picture of your money and time.

The pause is the point.

IN THE WILD

What pattern interruption actually looks like.

Maree — Solvent user

"I didn’t even realise that’s why I overspent."

Maree went $25 over plan on a hospital day. Instead of guilt, Eli connected the dots — trauma, anxiety, stress eating. The pause created choice, not shame.

WHO IT'S FOR

If one of these reads like your Tuesday morning, we should talk.

  • People

    You want to understand your money patterns without judgment.

  • Freelancers

    You track project time and need invoices that just work.

  • Investors

    You research investments but want your actual context, not generic advice.

COMPANION

When the numbers deserve a conversation.

Solvent is where awareness happens. Eli is the voice that notices when you’ve gone quiet, when something’s shifted, when a pattern is worth naming. Built into Solvent — one login, unified experience.

Use Solvent on its own forever if that’s enough. Add Eli when the knowing-doing gap needs a companion.

ELIA coach that reads your Solvent data and asks the question behind the numbers.

READY WHEN YOU ARE

Solvent is built to make looking feel different.

The pause, the awareness, the choice that comes after. If pattern interruption sounds like your kind of financial tool, try it — you’ll be signing up directly with Solvent, where the rest of the story lives.